Digital Banking

We offer a full range of Digital Banking solutions for financial institutes

Digital banking solutions

for customers of the future

 

Leading banks and financial institutes are broadening and diversifying their products and services to meet the changing needs of their clients. This includes investing in customer-facing, cloud-based digital innovations and creating unexpected new ecosystems that serve a broad suite of customer needs. Joining the already-fierce competition are big tech, armed with deep pockets, cutting-edge technologies and loyal audiences.

 

SmartOSC has been working with leading financial institutions since 2006, alongside development teams and partners to create highly adaptable and intuitive data-led solutions. We help transform customer experiences, security, and product innovation, giving you peace of mind while you adapt to a rapidly changing landscape with ease and on time. We generate trusted, unified ecosystems, and support organizations to digitalize their capabilities, assets, and channels so that they can achieve their business goals faster.

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SmartOSC Wins Gold for Fintech Services and Solutions

SmartOSC has been announced as a gold winner for IT Solutions for Financial Services at the 18th annual Globee Information Technology Awards 2023.

 

Our offerings

Digital Onboarding

Our solutions help to remove online account-opening roadblocks so that you can get new customers up and running quickly.

Digital Banking

We design best-in-class functions to help your bank integrate digital channel adoptions, be available at every touchpoint, invite new customers, and boost retention.

Core Banking

Our integrated, efficient, and reliable core banking solutions give banks complete control to build and run any financial product or payment scheme they want with maximum flexibility and power.

Digital Banking

We design best-in-class functions to help your bank integrate digital channel adoptions, be available at every touchpoint, invite new customers, and boost retention.

Why SmartOSC?

 

Our complete, ready-to-go solution lets you

Smartosc Australia - ANZ

Localize world-class banking experience

With access to the world-class excellence of Backbase, Temenos, Thought Machine, Facetec, CRIF and more, SmartOSC has solutions tailored for each local market and bank's needs.
Smartosc Australia - ANZ

Boost cost efficiency

With an experienced team in digital banking platforms and proven case studies across the region, our customers can reduce implementation costs by up to 60%.
Smartosc Australia - ANZ

Optimize time-to-market

By using our out-of-the-box banking modules, banks can shorten their time to market when going digital by implementing their first MVP within four months.
Smartosc Australia - ANZ

Lead with deep banking expertise

Our comprehensive understanding of the banking landscape, forged by a team of industry veterans enables solutions that seamlessly integrate with your existing infrastructure.

Success stories

Imagine your company finding the same success
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OCB

Established in 1996, Orient Commercial Joint Stock Bank (OCB) currently has more than 200 business units spread across all regions and key economic centers across the country. Rated as the leading bank in Vietnam in terms of operational efficiency with sustainable growth potential, OCB has gradually risen to the top of the group of private banks in Vietnam according to three criteria: growth rate, safety and efficiency.

In 2023, OCB was the No. 1 position joint stock commercial bank in terms of profit growth rate and No. 3 in terms of return on capital efficiency.

3X Faster

than industry’s delivery time standard

40%

reduction in deployment time

50%

cost savings compared to the industry average
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Sacombank

Established in 1991, Sacombank is one of the pioneering commercial banks in Ho Chi Minh City and the first commercial joint stock bank to be listed on the Ho Chi Minh City Stock Exchange. Sacombank is among the first seven banks in Vietnam authorized to issue domestic cards featuring EMV chip technology, optimizing card information and enabling contactless payments.

3 secs

Load time

X2

Website traffic

X2.5

Leads acquired
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Nam A Bank

Founded in 1992, Nam A Bank was one of Vietnam’s first joint-stock commercial banks after the 1990’s Banking Ordinances. With more than 100 branches, 3400 employees and total assets of more than 100,000 billion VND, Nam A Bank understands that digitization must be a prime focus to ensure growth. By leveraging the latest technology trends, they aim to quickly expand their market share become the leading competitor among the top five banks in Vietnam.

100.000+

Active users

Semi-finalist

Vietnam’s Best Digital Bank Awards

Best New Digital Bank Vietnam

IBM Awards
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Try Our Engagement Banking Solution

 

Move from outdated legacy roadblocks to simplified engagement in the blink of an eye

SmartOSC’s Engagement Banking serves all business lines

 

Our solution is a catalog of pre-built banking modules that can be mixed and matched on-the-fly to build a bank while minimizing implementation risks.

Regardless of your business lines: Retail Banking, Business Banking or Wealth Management, get ready to transform siloed banking channels, reduce market risk, and continuously enhance the customer experience with our pre-built features.

 

Explore now